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Flat 48 м² in Kumbor, Montenegro

414 468 $

8 634 $ /м²

4OhDc
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Area

48 м2

Bedrooms

1

Bathrooms

1

Year of construction

2025

Apartments in a new elite complex

Unique premium project in Kumbora next to Porto Novi yacht complex

The advantages of the complex
Total 56 apartments in 3 blocks, 11 layout options: apartments 1+1 and 2+1.
1 bedroom apartment 48 m2 - 63 m2 from 350,000 euros to 430,000 euros
2 bedroom apartments 68 m2 -78 m2 from 455 500 to 600,000 euros
Architecture with smooth transitions between internal and external spaces, large windows, natural materials, harmony with the natural landscape.

A complete set of infrastructure for comfort and leisure:

- outdoor infinity pool and indoor pool

- SPA & sauna, Turkish bath, fitness room

- Sunset Roof Bar with sea views

Concierge, round-the-clock security and video surveillance

- Underground parking with elevator, charging for electric vehicles, generator, green areas

Thoughtful payment system: possible installments, payment in stages - 30% first installment, 1% monthly, 20% at delivery.



The project is scheduled for December 2025.

Easy access to airports: 34 km to Dubrovnik, 44 km to Tivat, 109 km to Podgorica.

Developed tourist and cultural environment - ancient cities of Boki Kotor, picturesque views, sea atmosphere.


Investment potential
Payback is possible for ~12 years with rental yields up to 10% per annum. The real estate market of Montenegro shows growth, especially in the segment of luxury housing by the sea.
Ideal for those who want to combine their own vacation with a profitable investment.

Services and facilities

Pool
Garage/parking
Lift

Additional details

Property type

Residential Properties

Object type

Flat

Price

414 468 $

Characteristics

Pool
Garage/parking
Lift

Distance to key points, m

To sea 200

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kumbor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Kumbor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (414 468 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Kumbor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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