Flat 48 м² in Kamenari, Montenegro

115 789 $

2 412 $ /м²

4OcpG

Flat 48m² in Montenegro, Kamenari. Priced at 99000€ rent photo- #1

Flat 48m² in Montenegro, Kamenari. Priced at 99000€ rent photo- #2

Flat 48m² in Montenegro, Kamenari. Priced at 99000€ rent photo- #3

Flat 48m² in Montenegro, Kamenari. Priced at 99000€ rent photo- #4

Flat 48m² in Montenegro, Kamenari. Priced at 99000€ rent photo- #5

Flat 48m² in Montenegro, Kamenari. Priced at 99000€ rent photo- #6

Flat 48m² in Montenegro, Kamenari. Priced at 99000€ rent photo- #7

Flat 48m² in Montenegro, Kamenari. Priced at 99000€ rent photo- #8

Area

48 м²

Bedrooms

Bathrooms

Sea view apartment with one bedroom

Sea view apartment with one bedroom in Kamenari.

Apartment area 48 m2 plus terrace 30 m2.

The apartment is located on the 2nd floor of a four-story low-rise building.

Apartment structure: entrance hall, bedroom, living room, kitchen, bathroom, terrace.

The kitchen is located in its own private courtyard.

The apartment is sold fully furnished and equipped with the necessary appliances.

Glassed terrace.

The apartment has an autonomous heating system built into the walls.

The apartment is equipped with a convector type ventilation system.

Fireplace.

The apartment is dry and warm.

The parking space in the common local area is equipped with a canopy.

Quiet place.

Distance to the sea 100 m.

Services and facilities

Heating system

Additional details

Property type

Residential Properties

Object type

Flat

Price

115 789 $

Characteristics

Heating system

Distance to key points, m

To sea 100

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kamenari; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kamenari short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (115 789 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kamenari: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).