Flat in Valencia and Murcia. City - Guardamar del Segura
This new residential complex will feature 78 tourist apartments on the first, second floors and on the second floor with a solarium. Each apartment includes a parking space and a storage room in the basement, accessible by stairs or elevator. The complex offers a swimming pool, a guest reception room, an outdoor gym, a pétanque court, mini-golf and a spa centre. The ground-floor apartments have private plots, while the upper floors have spacious terraces. Each apartment is fully furnished: appliances, bathroom furniture, lighting, motorised blinds and air conditioners are already installed. The solarium includes an outdoor shower and a jacuzzi installation. One of the distinguishing features is the unparalleled view of the La Mata lagoon, as this is the last project adjacent to this natural area. Residents will be able to enjoy panoramic views from all houses on the first and second floors. The location is ideal for both relaxation and convenience. Moncayo beach is just 10 minutes by car or 15 minutes by bicycle. Nearby you will find the Habaneras shopping centre, restaurants in Ciudad Quesada and Guardamar del Segura - all just a few minutes' drive away. Golf enthusiasts can visit La Finca de Algorfa, one of the best courses in Spain, just 15 minutes away, as well as other courses such as La Marquesa and Vistabella, 20 minutes away. This project offers a unique opportunity for both personal use and investment. Owners can enjoy their apartment for several months a year and rent it out the rest of the time through a professional rental management company.
How can I get a residence permit by buying property in Spain?
In Spain a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Guardamar del Segura; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Is a mortgage available for non-residents in Spain?
Banks in Spain finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
What taxes and fees apply when buying in Spain?
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
How is the title checked in Spain?
A title search at the land registry of Spain takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Can I rent out property after purchase in Spain?
Yes. Rental income tax is 5–25% depending on the regime. In Guardamar del Segura short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Is a property inspection recommended before purchase?
Yes. An inspection costs about 0.5–1% of the price (233 809 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
How long does the purchase process take in Spain?
A typical transaction runs 30–90 days, averaging 45 in Guardamar del Segura: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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