Apartment for sale, Via Enrico Morali,6, in Bergamo, Italy
Bergamo, two-story apartment located in an elegant and prestigious condominium, with 360° panoramic terrace overlooking the old town. CLASS A, ZERO NATURAL SLOPE, AS REQUESTED. The apartment is located in a condominium whose main source of energy is geothermal energy and solar panels. The solar panel system fully satisfies both personal and communal needs. The entire anti-seismic structure has been designed with maximum safety in mind, given the total absence of gas and the presence of an elevator that can make up to 90 trips in the event of an accident. The apartment is equipped with an underfloor heating and cooling system on a geothermal basis. An additional advantage is the presence of an automatic air circulation system, which provides a constant supply of clean air in the rooms, regulates humidity, keeping people healthy and comfortable. The apartment of 173 sq.m. with a terrace of 153 sq.m. is divided into two levels and there is an opportunity to enter from both the first and the second floor. On the upper floor is the day living area with a large and bright living room, dining room, library, spacious kitchen, pantry and bathroom with shower. Through balcony doors from the living room access to a panoramic terrace with preparation for a Jacuzzi, solarium, pergola and storage room. From the living room, an elegant internal staircase leads to the master bedroom consisting of: master bedroom with balcony, bathroom and dressing room, two single bedrooms, one with balcony and shared bathroom, corridor with large closet and laundry room. The apartment comes with a double garage in the basement for 30,000 euros. The apartment will be finished with quality materials, the windows are made of glued wood with the possibility of lifting, have triple glazing and double chamber, providing maximum sound insulation. The price quoted includes the apartment in finished condition.
Characteristics
Property type
All Types
Object type
Flat
Price
527 858 $
Services and facilities
Pool
FAQ
How can I get a residence permit by buying property in Italy?
In Italy a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Bergamo; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Is a mortgage available for non-residents in Italy?
Banks in Italy finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
What taxes and fees apply when buying in Italy?
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
How is the title checked in Italy?
A title search at the land registry of Italy takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Can I rent out property after purchase in Italy?
Yes. Rental income tax is 5–25% depending on the regime. In Bergamo short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Is a property inspection recommended before purchase?
Yes. An inspection costs about 0.5–1% of the price (527 858 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
How long does the purchase process take in Italy?
A typical transaction runs 30–90 days, averaging 45 in Bergamo: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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