Flat in Northern Cyprus. City - Kyrenia
ID SA-231
Great opportunity to purchase real estate in Esentepe, Northern Cyprus! Exclusive apartments located in a luxury complex. Just a few kilometers away from the Korineum Golf Club in the Esentepe area. Additionally, this area has been actively developing in recent years. Furthermore, the apartment is situated in a complex inhabited by both local residents and foreign buyers.
Structural guarantee for this apartment in Esentepe is provided by the builder for a period of 5 years.
This two-bedroom apartment, located in this beautiful seaside complex, is on the first floor and offers stunning views of the Mediterranean Sea. It features spacious living areas and a large terrace. Additionally, there is a communal pool, parking area, and landscaped gardens. Moreover, this unique complex is within easy reach of golf resorts, beaches, and amenities. The internal living space covers an area of 77 m2 along with a terrace.
Project Details:
Features:
In the Living Room:
In the Kitchen:
Master Bedroom:
En-suite Bathroom for Master Bedroom:
Second Bedroom:
In Cyprus a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kyrenia; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Cyprus finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Cyprus takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Kyrenia short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (160 663 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Kyrenia: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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