Flat in Northern Cyprus. City - Kyrenia
North Cyprus real estate: buy 2+1 apartments in the center of Girne (Kyrenia) with furniture and rental income
North Cyprus real estate is a profitable investment and comfortable living by the sea. If you are looking for where to buy a flat in Girne (Kyrenia), pay attention to fully furnished 2+1 apartments in the city center. This property is ideal both for living and for renting out: liquid real estate in North Cyprus with a ready tenant, developed infrastructure and high investment potential.
A 2-bedroom flat is for sale in the very center of Girne. The apartments are located on the 5th floor of a modern 6-storey building with a lift and underground parking. The building is only 7 years old, it has only 16 apartments, which guarantees a calm and private atmosphere — an important factor for those considering buying real estate in Kyrenia.
The flat is fully ready for occupancy: high-quality furniture is provided, modern household appliances are installed. The layout includes two bright bedrooms, a spacious living room with an open-plan kitchen, a bathroom and a balcony with a panoramic view of the city. It is important that the view will remain open — no construction is planned in front of the building.
One of the key advantages is the location: all necessary infrastructure is literally a minute's walk away — supermarkets, restaurants, schools, service salons, as well as tourist and historical attractions. This makes the property especially attractive for rent and permanent residence in North Cyprus.
The investment attractiveness of the flat is confirmed by the presence of a tenant ready to move in. This is an excellent option for those looking for real estate in North Cyprus with income or wanting to profitably invest funds in overseas real estate by the sea.
In Cyprus a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kyrenia; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Cyprus finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Cyprus takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Kyrenia short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (162 059 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Kyrenia: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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