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Flat 39 м² in Stoliv, Montenegro

117 768 $

3 019 $ /м²

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Area

39 м2

Bedrooms

1

Apartment in Tivat. Town - Stoliv

Apartment in Stoliva, Montenegro - second line from the sea, 39 m2, €105,000
It is offered for sale a one-bedroom apartment of 39 m2 in Stoliv - a quiet coastal village on the Bay of Kotor, known for its calm atmosphere, greenery and proximity to the sea.
The apartment is located on the second line from the sea, so the embankment and the coast can be reached on foot in a few minutes. This is a convenient option both for your own vacation and for those looking for real estate in Montenegro with good potential for seasonal rentals.
The area of the apartment according to the documents is 39 m2. An additional advantage of the facility is the ability to expand the terrace by about 20 m2. This allows you to create a much more spacious open area: a place for a dining table, rest, sun loungers or a summer living room.

For car owners, parking is provided on the territory of the residential complex.


The main features are:

• Stoliv, Bay of Kotor, Montenegro

1 bedroom

39 m2 on documents

The second line from the sea
The possibility to increase the terrace by about 20 m2

Parking

The table is especially suitable for those who want to live near the sea, but prefer a more peaceful environment away from the intensive tourist traffic of Kotor. At the same time, it is convenient to get from Stoliv to Kotor, Tivat, Tivat airport and other popular places of the coast.
The apartment is of interest for buying for your own accommodation, summer vacation, long-term ownership or investment in real estate on the coast of Montenegro.

Additional details

Property type

Residential Properties

Number of rooms

1

Floor

2

Object type

Flat

Price

117 768 $

Characteristics

Sea View

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Stoliv; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Stoliv short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (117 768 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Stoliv: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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