Flat 64 м² in Sveti Stefan, Montenegro

191 573 $

2 993 $ /м²

4Oiur

Flat 64m² in Montenegro, Sveti Stefan. Priced at 170000€ rent photo- #1

Flat 64m² in Montenegro, Sveti Stefan. Priced at 170000€ rent photo- #2

Flat 64m² in Montenegro, Sveti Stefan. Priced at 170000€ rent photo- #3

Flat 64m² in Montenegro, Sveti Stefan. Priced at 170000€ rent photo- #4

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Flat 64m² in Montenegro, Sveti Stefan. Priced at 170000€ rent photo- #6

Flat 64m² in Montenegro, Sveti Stefan. Priced at 170000€ rent photo- #7

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Flat 64m² in Montenegro, Sveti Stefan. Priced at 170000€ rent photo- #13

Area

64 м²

Bedrooms

Apartment in Budva. City - St. Stephen

Apartment on St. Stephen - the pearl of the Adriatic coast of Montenegro

We offer for sale a spacious and fully renovated apartment in one of the most prestigious and picturesque places in Montenegro - St. Stephen. This is a unique opportunity to buy real estate in a location that is considered the hallmark of the country and annually attracts connoisseurs of comfortable life and investors from all over the world.

The apartment of 64 m2 is located on the first floor of a cozy two-storey house. The thoughtful layout includes a spacious bedroom, a bright living room, a modern kitchen, a bathroom and a comfortable terrace, creating an ideal space for both permanent residence and recreation.

The apartment has a high-quality modern repair - it is fully ready for occupancy and does not require additional investments.

One of the main advantages is the excellent location:

* just 7 minutes walk to one of the most beautiful beaches of the Adriatic coast;
* only 50 meters to the luxurious five-star complex Vila Geba, known for its high level of service, restaurant and SPA-complex;
* near the best beaches, restaurants, cafes and walking areas.

Real estate in St. Stephen is always in high demand and steadily growing in price, which makes this apartment an excellent option not only for a comfortable life by the sea, but also for a profitable investment with high rental potential.

Excellent option for accommodation, recreation and investment.

Contact us for more information and make an appointment. Perhaps this apartment will become your cozy house near the Adriatic Sea or a profitable investment acquisition.

Additional details

Property type

Residential Properties

Number of rooms

Floor

Object type

Flat

Price

191 573 $

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Sveti Stefan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Sveti Stefan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (191 573 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Sveti Stefan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).