Pomorie Bay Apartments and Spa Hotel
An exclusive apartment is for sale on the second floor in the elite complex "Pomorie Bay Apartments and Spa Hotel" on the first line of the sea in Pomorie. The advantages of this top offer include modern building architecture, a unique peaceful location by the sea in a popular balneological resort, striking interior and exterior design, a good option for year-round living with easy access to transportation and infrastructure, all at an attractive price. The studio is offered with stylish furniture and high-quality appliances: air conditioning, telephone, microwave, kettle, refrigerator, iron, washing machine, TV. The bathroom features a hydro massage bath. Special comfort for homeowners is provided by: jacuzzi and pool, fitness center, spa and sauna, reception, restaurant with sea views, children's playground, elevator, security, internet, and satellite TV. This is an excellent option for those who appreciate high quality, modern style, and luxury.
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Denovici; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Denovici short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (33 381 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Denovici: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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