Property Abroad

Montenegro

Bar

Sutomore

Flat

Flat 40 м² in Sutomore, Montenegro

147 292 $

3 682 $ /м²

4Oe2S

Flat 40m² in Montenegro, Sutomore. Priced at 129000€ rent photo- #1

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Area

40 м²

Bedrooms

Apartment in Bar. The city is Sutomore.

Unique apartment with a swimming pool in the center of Sutomore near the sea. An apartment of 40m2 with a plot of land of 40m2 is located on the first floor of a small apartment building on a flat part. Apartment structure: spacious living room, bedroom with kitchen and swimming pool, bathroom, terrace. The apartment is fully furnished and ready to move in and rent out. Impeccable ventilation system, no moisture, despite the indoor pool. Developed infrastructure, school, kindergarten, post office, clinic, supermarkets, market, near the sea. Parking in front of the house, fenced area. Distance to the sea 500 meters. The apartment is excellent for rent and is in great demand.

Additional details

Property type

Residential Properties

Number of rooms

Object type

Flat

Price

147 292 $

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Sutomore; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Sutomore short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (147 292 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Sutomore: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).