Property Abroad

Montenegro

Budva

Sveti Stefan

Flat

Flat 50 м² in Sveti Stefan, Montenegro

85 854 $

1 717 $ /м²

4Oe0B

Flat 50m² in Montenegro, Sveti Stefan. Priced at 72500€ rent photo- #1

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Area

50 м²

Bedrooms

Apartment in Budva. The city - Sveti Stefan

Description

An ideal apartment for holiday or permanent residence in Sveti Stefan is for sale!

Location: On the way to the stunning beach of Crvena Glavica. A walk to the sea will take just a few minutes, and every morning you will wake up to the sound of waves and the purest sea breeze.

Size: Compact and cozy area of 50 m2, ideal for a couple or small family.

Floor: Located on the ground floor - convenient for entry and exit, especially after a long day at the beach.

Layout: Open and bright living room with kitchen and dining area where you can cook and spend time with family and friends. A comfortable bathroom, a cozy bedroom and a terrace for evening gatherings in the fresh air.

Legalization: No legal problems - the apartment is completely legal.

Price: Only 72500 euros! This is an investment in comfort, coziness and selfless pleasure from living by the sea.

Don't miss your chance to become the proud owner of real estate on the coast of St. Stephen!

Additional details

Property type

Residential Properties

Number of rooms

Floor

Object type

Flat

Price

85 854 $

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Sveti Stefan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Sveti Stefan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (85 854 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Sveti Stefan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).