Flat in Northern Cyprus. City - Esentepe
Fully furnished apartment in the popular Turtle Bay Village complex with direct sea view, 2 bedrooms, 2 bathrooms and a closed terrace.
Enjoy panoramic views of the sea and mountains.
The apartment is fully ready for occupancy. This is the perfect option for permanent residence, holiday or investment for rental income. The spacious kitchen and open-plan living room are filled with natural light and offer plenty of storage space.
The apartment is located in a quiet coastal area and combines the tranquility of Mediterranean life with convenient access to shops, restaurants and the social life of Kyrenia.
Turtle Bay Village is located in one of the most beautiful coastal areas of Northern Cyprus. The complex comprises a total of 411 apartments, including apartments on the first and upper floors.
Main amenities for residents:
Surrounded by nature and sea views, Turtle Bay Village is the perfect choice for a peaceful life by the sea, a pleasant holiday or real estate investment.
In Cyprus a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Esentepe; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Cyprus finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Cyprus takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Esentepe short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (185 396 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Esentepe: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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