Flat in Northern Cyprus. City - Famagusta
North Cyprus real estate is an excellent opportunity to buy comfortable housing by the sea for living, holiday or investment. This stylish 2+1 apartment in North Cyprus with its own garden is located in a modern residential complex and is fully ready for occupancy. The spacious apartments in North Cyprus with an area of 90 m² on the ground floor offer modern design, quality finishes and full furnishing. If you are looking for an apartment in North Cyprus to buy, housing by the sea or a profitable property for investment in North Cyprus real estate, this option will be an excellent choice.
The apartment includes two bedrooms and a spacious living room with a fully equipped kitchen. All household appliances are by Samsung, and the interior is complemented by modern furniture for the home and garden. Thanks to the VRF air conditioning system, a comfortable temperature is maintained at any time of the year.
A special advantage is the spacious balcony of 24 m² and its own well-kept garden with landscaping, lighting and a barbecue area. The garden has an audio system, creating the perfect atmosphere for relaxation and gatherings with friends.
The apartments are located in a modern residential complex with developed infrastructure. The apartment in North Cyprus on the ground floor with access to the garden is perfect both for permanent residence and for holiday or rental.
Fully ready for occupancy — move in and enjoy life by the sea.
In Cyprus a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Famagusta; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Cyprus finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Cyprus takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Famagusta short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (285 224 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Famagusta: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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