Villa in Northern Cyprus. City - Chatcha
This villa is located in the western part of Kyrenia. It consists of 3 bedrooms, fully furnished, designer renovation. On the ground floor of the villa - open plan kitchen/living room/lounge, one bathroom (guest toilet), from the kitchen exit to a mini-terrace. From the lounge there is access to the pool, by which there is a spacious terrace with a table and chairs, where you can spend time with family on warm Cypriot evenings. There is also a blooming garden. The mini-laundry and utility room are superbly equipped.
On the second floor there are 3 bedrooms, each bedroom with a bathroom, and the master bedroom with a walk-in closet. There is also a glazed terrace, which can also be used as an additional room. From the bedrooms there are stunning views of Kyrenia, the sea and the mountains.
The garden has auto-irrigation, parking for two cars and a utility block with garden tools. Stunningly beautiful trees, plants, fruits grow and bloom. Swimming pool size 4x8.
The house has solar panels, a 24/7 video surveillance system, central electric heating. VRF air conditioning system. There is an electric decorated fireplace with music.
All built-in kitchen appliances are of high quality - Bosch brand.
Individual title deed in the owner's name, no VAT to pay.
In Cyprus a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Chatcha; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Cyprus finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Cyprus takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Chatcha short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (713 062 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Chatcha: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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