Property Abroad

Montenegro

Herceg Novi

Kamenari

House

House 80 м² in Kamenari, Montenegro

321 637 $

4 020 $ /м²

4OduK

House 80m² in Montenegro, Kamenari. Priced at 275000€ rent photo- #1

House 80m² in Montenegro, Kamenari. Priced at 275000€ rent photo- #2

House 80m² in Montenegro, Kamenari. Priced at 275000€ rent photo- #3

House 80m² in Montenegro, Kamenari. Priced at 275000€ rent photo- #4

House 80m² in Montenegro, Kamenari. Priced at 275000€ rent photo- #5

House 80m² in Montenegro, Kamenari. Priced at 275000€ rent photo- #6

House 80m² in Montenegro, Kamenari. Priced at 275000€ rent photo- #7

House 80m² in Montenegro, Kamenari. Priced at 275000€ rent photo- #8

House 80m² in Montenegro, Kamenari. Priced at 275000€ rent photo- #9

House 80m² in Montenegro, Kamenari. Priced at 275000€ rent photo- #10

Area

80 м²

Bedrooms

House in Herceg Novi. The town is Kameni.

Description

Cozy family house in Kamenari, Herceg Novi

House area 80m2

Land area 320m2

Ground floor with separate entrance, 20 sq m as a separate apartment with shower, toilet, washbasin, washing machine and dryer.

In the basement there are heated floors + air conditioning.

Living floor: living room with a comfortable kitchen, two bedrooms, bathroom with toilet, bathtub, washbasin. View terrace with wooden pergola, wooden garden furniture.

The house is heated by a heat pump. Hot water is also from a heat pump. In winter, electricity bills are 40-50/month.

The facade and attic are insulated.

Everything in the house is done with love and taste, for a comfortable life.

The second line from the sea, 100 meters to a secluded beach. (Passage takes 1.5 minutes)

A magnificent garden from a landscape architect w

Additional details

Property type

Residential Properties

Number of rooms

Object type

House

Price

321 637 $

Characteristics

Sea View

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kamenari; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kamenari short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (321 637 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kamenari: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).