Property Abroad

Montenegro

Budva

Rafailovici

Flat

Flat 350 м² in Rafailovici, Montenegro

1 061 833 $

3 033 $ /м²

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Area

350 м²

Bedrooms

Apartment in Budva. The city is Rafailovići.

A two-story, three-level penthouse is for sale. It is located on the first line of the sea in an elite area of Montenegro, in the village of Rafailovici. Rafailovici is a Montenegrin resort situated next to Becici, 3 km from the ancient town of Budva and 13 km from Tivat. The village is notable primarily for its beach, one of the best in the country, which is part of the Budva Riviera.

Additional details

Property type

Residential Properties

Number of rooms

Floor

Object type

Flat

Price

1 061 833 $

Characteristics

Sea View

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Rafailovici; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Rafailovici short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (1 061 833 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Rafailovici: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).