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Villa 140 м² in Risan, Montenegro

350 876 $

2 506 $ /м²

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Area

140 м2

Bedrooms

3

Villa in Kotor. The city is Risan.

Two-story villa in Risan with an area of 140 m2, featuring a spacious roof used as a terrace of 100 m2 with a beautiful view of the bay. The total area of the plot is 400 m2, and there is parking for 2 cars behind the house. On the first floor, there is a technical room-workshop-garage of 40 m2. The second floor consists of 3 bedrooms, one of which has its own bathroom, the second has a walk-in closet, and the third is a guest bedroom. The living room is combined with the kitchen and has access to the terrace with a sea view, as well as a separate bathroom. On the third level, there is a magnificent terrace overlooking the bay. The bathrooms are equipped with heated floors. The house is connected to city water, sewage, and a septic tank. The villa is sold with all interior contents as shown in the photos, has incredible rental potential, and rents out excellently during the summer season. It is located in Risan within walking distance of: school, kindergarten, shops, beaches, gas station, hospital, clinic, pharmacy, registry office, church, nursing home, park, cafes and restaurants, a market with homemade products on Sundays, beaches, hiking trails, and the area continues to develop.

Additional details

Property type

Residential Properties

Number of rooms

3

Object type

Villa

Price

350 876 $

Characteristics

Sea View

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Risan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Risan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (350 876 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Risan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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