Villa in Split-Dalmatia. City - Čiovo
This architecturally unique, 3-level villa is located in the second row from the sea in a newly built modern condo on Ciovo!
It delights with the view of the shiny, marine blue Adriatic Sea and the scenic seashore of Trogir and Seget.
Wonderful sea views are opening from the villa's terraces promising romantic evenings.
Total area is 326 sq.m.
Land plot is 728 sq.m.
The sunny terrace fitted with a heated swimming pool offers plenty of space for dining and relaxation. You can admire the views and spend time with your loved ones.
The living and dining rooms with a total area of 75 m2 give you access to the upper floor via the sun-drenched stairs. The residential section also offers enough space for 4 bedrooms and 5 exclusively designed bathrooms. The room in the underground section provides you with additional functional space, which can be arranged in accordance with your own desires (e.g. a winery or a fitness club or a cinema hall or a wellness area or a games area).
The spacious and bright rooms are finished with exclusive fitting, including 120x240 cm ceramic tiles, wood flooring, frameless interior doors, and large window fronts.
The showy lighting artfully blends in with the garden design around the building.
There is also a garage for 2 cars.
Overall additional expenses borne by the Buyer of real estate in Croatia are around 7% of property cost in total, which includes: property transfer tax (3% of property value), agency/brokerage commission (3%+VAT on commission), advocate fee (cca 1%), notary fee, court registration fee and official certified translation expenses. Agency/brokerage agreement is signed prior to visiting properties.
In Croatia a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Ciovo; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Croatia finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Croatia takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Ciovo short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (1 883 770 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Ciovo: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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