Villa in Split-Dalmatia. City - Čiovo
This modern, elegantly designed luxury villa with swimming pool is situated right on the beach, overlooking the crystal-clear waters of the Adriatic on the island of Čiovo island (peninsula).
Its prime location, just 1 km from the heart of Trogir and 900 meters from Trogir Marina, makes it the perfect choice for those seeking a serene atmosphere with easy access to all amenities.
Spanning 300 m², the villa provides top-tier comfort and wonderful sea views.
The ground floor features a spacious living area with a kitchen and dining space, which opens onto a terrace offering stunning sea panorama.
On the other levels there are four generously sized bedrooms, each with its own en-suite bathroom and direct access to a terrace with panoramic vistas.
This property not only delivers luxurious living but also presents a fantastic investment opportunity in a growing market.
Ideal for personal use or as a sought-after tourist destination, it offers unparalleled comfort and breathtaking views of one of the Adriatic's most beautiful locations.
Overall additional expenses borne by the Buyer of real estate in Croatia are around 7% of property cost in total, which includes: property transfer tax (3% of property value), agency/brokerage commission (3%+VAT on commission), advocate fee (cca 1%), notary fee, court registration fee and official certified translation expenses. Agency/brokerage agreement is signed prior to visiting properties.
In Croatia a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Ciovo; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Croatia finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Croatia takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Ciovo short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (2 121 350 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Ciovo: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
2 233 000 $
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