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Flat 105 м² in Sunny Beach, Bulgaria

193 305 $

1 841 $ /м²

4Oh9Z
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Area

105 м2

Bedrooms

2

Bathrooms

1

2-Bedroom Apartment for Sale | Gardenia Hills, Sunny Beach | Deferred Payment up to 10 Years

🏡 2-Bedroom Apartment for Sale | Gardenia Hills, Sunny Beach | Deferred Payment up to 10 Years
✨ Move in with only 40% down payment – pay the rest over up to 10 years! ✨
IBG Real Estates is pleased to offer for sale a spacious 2-bedroom apartment (2+1) located on the 2nd floor (no lift) in Gardenia Hills complex, Sunny Beach. This apartment is an excellent option for a holiday home, rental property, or year-round living, with a flexible installment plan making ownership easy and affordable.
🔹 Property Highlights:

Total area: 105 sq.m.
Layout: Corridor, spacious living room with designated kitchen area (no kitchen installed), 2 bedrooms, a balcony, bathroom with shower cabin, toilet & sink
Condition: For sale furnished, as shown in the photos

📍 Location & Complex Features:

Situated just outside Sunny Beach, on the road to Kosharitsa
5 minutes from Lidl supermarket
700–1,000 meters from the beach
Low-rise buildings (3–4 floors) in traditional Bulgarian style
Quiet hillside environment with fast access to shops, beach & resort life

🌟 On-site Facilities:
✅ Swimming pool with children’s section
✅ Landscaped green areas
✅ Controlled access & parking
💶 Flexible Payment Plan:

€2,000 deposit – refundable upon signing the preliminary contract
40% of the total price upon signing – receive your keys, usage & rental rights immediately
Remaining 60% payable in installments over up to 10 years (payments every 6 months, 7% annual interest)

👉 Pay 40%, move in right away, and pay the balance at your own pace!

Services and facilities

Garage/parking

Additional details

Property type

Residential Properties

Object type

Flat

Price

193 305 $

Characteristics

Garage/parking

FAQ

In Bulgaria a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Sunny Beach; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Bulgaria finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Bulgaria takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Sunny Beach short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (193 305 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Sunny Beach: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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