Real Estate in USA

🇺🇸 How a Foreigner Can Buy Real Estate and Obtain Residency Through Investment in the USA

The USA is one of the most stable and attractive countries for real estate investment. It is the world’s largest economy with GDP over $27 trillion, a reliable legal system, and strong housing demand. For foreigners, buying property in America is not just a way to preserve capital, but also an opportunity to access a market with predictable returns and, in some cases, obtain immigration status through investment programs.

America attracts millions of investors, immigrants, and digital nomads every year. Thanks to developed infrastructure, a free economy, and strong private property protections, the USA consistently ranks high for comfort, safety, and investment potential.

🏡 How a Foreigner Can Buy Real Estate in the USA

Foreigners are allowed to buy, own, and sell property in the USA on the same terms as citizens. There are no limits on the number of properties or ownership type — you can buy as an individual or via a company (LLC).

The purchase process is standard and transparent:

• - Find a property and sign an offer (purchase proposal).
• - Pay a deposit (usually 5–10%).
• - Open an escrow account — funds are held until closing.
• - Conduct due diligence (title search, inspection, taxes, ownership history).
• - Sign the purchase and sale agreement and record title with the title company.

All payments go through escrow, which guarantees security. Legal support is essential — an attorney reviews documents and protects the buyer’s interests.

Taxes:

• - Closing costs on purchase — 1–3% of price;
• - Annual property tax — 1–2% depending on state;
• - Tax on rental income — 10–30%, with available deductions.

Mortgages for foreigners:
Many banks lend to non-residents at 6–8% per annum for up to 25 years, with 30–40% down. Developer installments are also available in new builds.

💵 Real Estate Investments and Returns in the USA

US property is a liquid asset with predictable appreciation. According to Zillow and Statista, in 2024 average home prices rose 5.3%, and rents 7%.

Typical ROI by asset class:

• - Residential apartments and houses — 5–7% p.a.;
• - Commercial real estate — 7–10%;
• - Short-term rentals (Airbnb, vacation homes) — up to 12% in hot spots (Florida, California, Nevada).

Popular strategies:

• - Buy-to-rent — purchase for long-term rental;
• - Flipping — buy, renovate, and resell with 15–30% profit;
• - Buy-to-hold — long-term appreciation.

Investors from Europe and Asia choose the USA for dollar stability, a predictable market, and flexible tax tools.

📍 Where to Buy in the USA: Best Cities and States

Miami (Florida) — a top market for foreign buyers.
Oceanfront homes from $400,000, rental yields 7–10% p.a., and no state personal income tax.

New York — finance and prime segment.
Manhattan apartments from $900,000, yields 4–6%, very high liquidity.

Los Angeles & San Diego (California) — prestige and high capitalization.
Condos from $700,000, ocean-view villas from $1.5M.

Texas (Austin, Houston, Dallas) — one of the fastest-growing markets.
Average home $350,000–500,000, rental yields 8–10%. Growing IT, manufacturing, and population.

Las Vegas & Nevada — low taxes and rapid new development.
Condos from $250,000, yields 6–9%.

🛂 Residency Through Real Estate Investment: EB-5 and E-2

The USA allows obtaining immigration status via investment, including in real estate.

EB-5 Immigrant Investor Program
Invest from $800,000 in an approved project (e.g., hotel, apartments, residential complex) that creates at least 10 jobs.
In 2–3 years, you can obtain a green card (permanent residence) for the whole family. Citizenship is possible 5 years after receiving the green card.

E-2 Treaty Investor Visa
Available to citizens of countries with a trade and investment treaty with the USA.
Invest $100,000–200,000+ in a business or commercial real estate.
Grants the right to live and work in the USA; renewable every 2 years.
For citizens of non-E-2 countries (e.g., Russia), you can apply via second citizenship (Turkey, Grenada, Montenegro).

Both programs allow investing not only in operating businesses but also in real-estate-backed projects — apartment complexes, retail centers, residences.

💸 Real Estate Prices in the USA

• Condos/apartments in major cities — $300,000–600,000;
• Suburban houses — $400,000–800,000;
• Premium oceanfront villas/condos — from $1.5M;
• Commercial spaces (offices, warehouses, hotels) — from $500,000;
• Short-term rental apartments — $250,000–500,000.

Returns depend on region and asset type: higher in warm states, more stable in mega-cities.

🎯 Who US Real Estate Suits

• Investors — for diversification and stable USD income;
• Entrepreneurs — to obtain E-2 or a green card via EB-5;
• Families — for high living standards, safety, education;
• Digital nomads & professionals — for infrastructure, internet, mobility;
• Retirees — for warm climate, healthcare, and a calm lifestyle.

US property is for those who want more than investment — to live in a country with transparent laws, stable currency, and high quality of life.

⚖️ Transaction Safety and Our Support

Buying in the USA requires expertise and proper guidance. We work with licensed agents, attorneys, and developers across states. We verify title, taxes, rental potential, and ownership terms. We help choose a strategy — rental, investment, or residency via EB-5/E-2 — and make the process clear, transparent, and safe from first consultation to closing. All buyer-side services are free; our solutions are grounded in experience and trusted partners.