Spain: the country of the young with a mortgage. Vs. comments: Spain: a country of the young with a mortgage.

The problem of access to housing in Spain is one of the most persistent problems in the country's recent history.

Some data illustrate this phenomenon: 64% of young people between the ages of 18 and 34 continue to live with their parents, 10% higher than the European average; the average age of emancipation from the parental home in Spain is 29.5 years, while the average age in Europe is 26.2 years and in France 23.6 years.

This is not a country for young people. But for mortgage holders, it is. Another fact. What are the rare Spaniards under 35 who have managed to get out of their parents' "nest" doing? Despite the fact that the latest debate has focused on renting, which is a popular phenomenon in the big cities, they are choosing to buy. И,' 'An apartment, whether for living or renting, remains the best way to expand the property wealth of Spaniards. The reasons are varied and range from low wages to the limited alternative investments available to us. And it is incentivized. It has always been so. As early as 2003, a study commissioned by the CIS Center for Sociological Research explained that "Spanish housing policy is not neutral in supporting different forms of ownership" and "clearly favors owning one's own home through tax incentives for homeownership." This logic persists to this day ("renting is money thrown away") and is reinforced by institutions. What does Santander do when it wants to ease the exemption?