The sale of the bare ownership of these houses starts from 2,250 euros.

Purchasing non-renewable property for a house is a way to invest in real estate at a lower price than full ownership. This involves acquiring ownership rights to the property, but without the right to use and occupy it, which belongs to the usufructuary. Typically, the usufructuary is the former owner who sells the property for liquidity and continues to live in their home until their death. Buying property with non-renewable ownership can be an interesting option for people who want to buy a home for the long term and are not in a hurry to move in. If this is your case, don't hesitate any longer and check out these over 300 residential houses with non-renewable ownership starting at prices from 2,250 euros. It is important to note that before making a deal, you should consider some legal, tax, and technical aspects, so it is advisable to consult a lawyer.

What are the advantages of purchasing real estate with non-renewable ownership?

Investing in real estate with non-renewable property is a way to invest funds in real estate that has several advantages, the main one being the low market price. When purchasing real estate with non-renewable property, its price can decrease by 30-50% compared to the market price. Thus, one can find real estate to suit any taste and budget, starting from as low as 2,250 euros and reaching over a million euros. Another factor to consider is the future yield. The buyer expects to become the full owner after the term of enhancement, which usually occurs after the death of the enhancer. In this case, the buyer will be able to sell, rent out, or live in the property freely, without paying any rewards to the enhancer. Additionally, the value of the property may increase over time, which is another advantage.

It is also worth noting the tax advantages.

which is provided by the purchase of real estate with non-renewable ownership. The buyer pays less in property taxes since the value of the housing is lower. Additionally, they do not have to pay property tax (IBI), additional fees, or the cost of the Energy Efficiency Certificate (CEE), which are the responsibility of the landlord.

What rights does a non-renewable owner have?

The owner of real estate with non-renewable property has a number of rights that one should be aware of:

• To dispose of full ownership of the property after the termination of the enhancement due to death, refusal of the enhancer, or for any other legal reason.
• To sell, gift, or transfer non-renewable property to another person, provided that the current regulations are followed.
• To demand that the tenant pay for regular household expenses, such as utilities or property tax (IBI), which are the tenant's obligation based on their right to use and enjoy the property.
• To demand compensation from the tenant for damages or harm caused to the property due to improper or negligent use.
• To visit and monitor the condition of the property while adhering to the notice and consent of the authorized person.

Here are examples of real estate with non-renewable ownership:

Let's start with this apartment for sale in the El Ranero-San Basilio Norte area of theMurcia region for the price of 30,000 euros. The beneficiaries are two people aged 73 and 75, and the buyer will need to pay off the remaining mortgage debt of 52,000 euros (with a monthly payment of 627.04 euros).

As a second example, we offer you this apartment for sale in the El Congrés i els Indians area of Barcelona province for the price of 60,000 euros. The homeowner is 71 years old, and the buyer will need to pay property tax (IBI), emergency payments, and home insurance, as well as a lifetime rent of 500 euros for nine years. Next, we move on to this detached country house for sale in Calasparra, in the province ofMurcia, priced at 78,000 euros, with a garage included. The house is located in the Urbanization Tierra del Sol. The current owners, a couple aged 83 and 76, retain the right to use and enjoy the property for their lifetime. The costs incurred during the purchase (property transfer tax, notary fees, and registration), capital gains tax, regular community fees, property insurance, waste disposal fees, and utilities will be borne by the sellers. Meanwhile, the property tax, special payments, and property insurance will be the responsibility of the buyer. The house consists of two floors with a total area of 88 square meters. It has two large bedrooms (one with an en-suite bathroom), a living room with a fireplace, a kitchen, a patio, and a rooftop terrace.

Finally, we present to you this detached country house for sale in Guardamar del Segura, in the province of Alicante, priced at 83,000 euros. The current owner, who is 70 years old, retains the right to use and enjoy the property for life. He will cover the costs associated with the sale (property transfer tax, notary fees, and registration) and the capital gains tax, while the buyer will be responsible for the property tax (IBI), special payments, and property insurance. This two-story house has an area of 92 square meters, featuring two large bedrooms, two bathrooms, a living room with a dining area, a fully equipped kitchen, a storage room, and a garden.

List by cities:

• Madrid
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• Palma de Mallorca
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• Cordoba
• Collado-Villalba
• Murcia
• Pamplona/Irun
• Guardamar del Segura
• Torrevieja
• Uerkal-Overa
• Badalona
• San Lorenzo de El Escorial
• Getafe
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• Seville
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• Zaragoza
• Albacete
• San Vicente del Raspeig
• Pilar de la Horadada
• Marratzi
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• Arteyxo
• Granada
• San Sebastián
• Boadilla del Monte
• Makhadaonda