Flat 253 м² in Kotor, Montenegro

963 436 $

3 808 $ /м²

4Oiuu

Flat 253m² in Montenegro, Kotor. Priced at 854944€ rent photo- #1

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Area

253 м²

Bedrooms

Apartment in Kotor. City - Kotor

This elegant apartment is created for a comfortable life of a large family or for connoisseurs of space and privacy. One of the main features is the unique view from the bedrooms, living room and dining area to the azure waters of the Bay of Kotor and the majestic mountain landscapes.

·4 spacious bedrooms, each with its own bathroom
> Living room with panoramic windows, filled with natural light
/span> dining area with access to the guest room and the built-in kitchen space for the maximum storage /br> High-quality materials: natural wood, stone, soft textures in decoration
· Exclusive atmosphere of coziness and style combined with panoramic views.

Additional details

Property type

Residential Properties

Number of rooms

Object type

Flat

Price

963 436 $

Characteristics

Sea View

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (963 436 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).