Luxury detached house for sale in Kotor, Montenegro
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (5 024 250 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
3 907 750 $
Kotor, Montenegro
MP-10288 Stunning villa on the first line, Risan This villa is located on the first line and thanks to the natural coastline has been given complete privacy. The villa ha...
3 684 450 $
Kotor, Montenegro
A ready-made business - an operating hotel with a restaurant in a unique location - just a few steps from the Old Town of Kotor. The hotel was built in 2013 and is under...
4 410 175 $
Budva, Montenegro
4 320 855 $
Tivat, Montenegro
For more information call us on 0882 817 499 or 02 425 68 61 and quote property number: Sfb 78060. Broker in charge: Ivanka Stoykova Two bedroom apartment in Lincoln Resi...
6 140 750 $
Krasici, Montenegro
A seafront villa with two swimming pools is for sale. Located in Krtol, Bay of Kotor Plot area: 2.228 m2 Villa area: 516 m2 Pools: 2.5x12m and 4.5x5m Parking for 4 cars B...
3 907 750 $
Przno, Montenegro
Modern villa under construction located on the first line is located in the village Milocer, near Sveti Stefan. The area of the villa is 646 m2, consists of two levels. T...
