Property Abroad

Montenegro

Herceg Novi

House

House 92 м² in Herceg Novi, Montenegro

221 603 $

2 408 $ /м²

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House 92m² in Montenegro, Herceg Novi. Priced at 187000€ rent photo- #1

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Area

92 м²

Bedrooms

House in Zvinje

The house is located in the Zvinje area, Herceg Novi.

Plot area 439 m2.

House 92 m2, 2 floors

The house consists of a kitchen-living room, 2 bedrooms, 2 bathrooms

The house is furnished with high-quality Italian furniture, after renovation. The cost of furniture and decoration amounted to 50,000 euros.
Beautiful view of the mountains and a little of the sea.

Services and facilities

Furniture

Additional details

Property type

Residential Properties

Floor

Object type

House

Price

221 603 $

Land area

439

Characteristics

Furniture

Distance to key points, m

To sea 2000

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Herceg Novi; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Herceg Novi short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (221 603 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Herceg Novi: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).