Property Abroad

Montenegro

Bar

Ratac

House

House 260 м² in Ratac, Montenegro

399 629 $

1 537 $ /м²

4OdLQ

House 260m² in Montenegro, Ratac. Priced at 350000€ rent photo- #1

House 260m² in Montenegro, Ratac. Priced at 350000€ rent photo- #2

House 260m² in Montenegro, Ratac. Priced at 350000€ rent photo- #3

House 260m² in Montenegro, Ratac. Priced at 350000€ rent photo- #4

House 260m² in Montenegro, Ratac. Priced at 350000€ rent photo- #5

House 260m² in Montenegro, Ratac. Priced at 350000€ rent photo- #6

House 260m² in Montenegro, Ratac. Priced at 350000€ rent photo- #7

House 260m² in Montenegro, Ratac. Priced at 350000€ rent photo- #8

House 260m² in Montenegro, Ratac. Priced at 350000€ rent photo- #9

House 260m² in Montenegro, Ratac. Priced at 350000€ rent photo- #10

House 260m² in Montenegro, Ratac. Priced at 350000€ rent photo- #11

House 260m² in Montenegro, Ratac. Priced at 350000€ rent photo- #12

House 260m² in Montenegro, Ratac. Priced at 350000€ rent photo- #13

House 260m² in Montenegro, Ratac. Priced at 350000€ rent photo- #14

House 260m² in Montenegro, Ratac. Priced at 350000€ rent photo- #15

House 260m² in Montenegro, Ratac. Priced at 350000€ rent photo- #16

Area

260 м²

Bedrooms

Villa with swimming pool

Villa on a spacious plot in Ratac, Bar

The area of the house is 260m2

Land area 800 m2

home: spacious living room combined with kitchen, five bedrooms, five bathrooms, terraces overlooking the sea and mountains.

The house is fully furnished and equipped with all necessary appliances.

Installed floor heating, air conditioning.

Fenced area, barbecue area, swimming pool, parking for several cars.

Services and facilities

Air conditioner

Pool

Garage/parking

Additional details

Property type

Residential Properties

Floor

Object type

House

Price

399 629 $

Land area

800

Characteristics

Air conditioner

Pool

Garage/parking

Distance to key points, m

To sea 500

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Ratac; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Ratac short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (399 629 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Ratac: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).