Property Abroad

Montenegro

Bar

Ratac

House

House 400 м² in Ratac, Montenegro

465 837 $

1 164 $ /м²

4OdPX

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #1

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #2

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #3

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #4

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #5

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #6

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #7

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #8

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #9

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #10

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #11

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #12

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #13

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #14

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #15

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #16

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #17

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House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #23

House 400m² in Montenegro, Ratac. Priced at 415000€ rent photo- #24

Area

400 м²

Bedrooms

Large three-storey house with 12 rooms

Large three-storey house with 12 rooms, a large plot and panoramic sea views in the suburb of Bar - Ratac.

House area 400 m2

Plot area: 1600 m2

House structure:

1-3 floors: each floor has 4 rooms and 2 bathrooms. Each room has a terrace.

On the ground floor there is a summer kitchen and a utility room-storage

Half of the apartments have a view of the sea, the beach in Sutomore, from the others - to the mountains.

On the third there is a large terrace, about 30 m2.

Water and sewerage are urban.

Large parking.

Distance to the nearest beaches 1.5-2 km.

Distance to the town of Bar 4 km.

Distance to the town of Sutomore 3.5 km.

The plot can accommodate a swimming pool, a garden, a gazebo, a barbecue area

The house needs repairs.

Grapes, palm trees and other plants grow on the plot.

Services and facilities

Garage/parking

Pool

Additional details

Property type

Residential Properties

Floor

Object type

House

Price

465 837 $

Land area

1600

Characteristics

Garage/parking

Pool

Distance to key points, m

To sea 1500

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Ratac; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Ratac short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (465 837 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Ratac: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).