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House 243 м² in Utjeha, Montenegro

598 446 $

2 462 $ /м²

4OcjY
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Area

243 м2

Bedrooms

3

Year of construction

2020

Four-storey villa near the sea

Hladna Uvala


- new four-storey villa with an area of ​​243m2


- land plot 440m2


The structure of the villa:


- on the ground floor there is a garage and a wine cellar


- on the 1st floor there is a kitchen, a dining area, a living room with access to a spacious terrace, a bathroom


- on the second floor there are three bedrooms with access to a large terrace, two bathrooms


- on the third floor there is a huge terrace with stunning views of the sea and mountains, a summer kitchen with a barbecue area, a bathroom and a room for a sauna.


The villa is furnished and equipped with appliances.


The house is inscribed on the list of indecency and all documents have been submitted for legalization.


Electricity is connected, sewerage - septic tank, water tank for 47m3.


A video surveillance system has been installed.


Distance to the sea 150 meters.

Services and facilities

Garage/parking

Additional details

Property type

Residential Properties

Floor

4

Object type

House

Price

598 446 $

Land area

440

Characteristics

Garage/parking

Distance to key points, m

To sea 150

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Utjeha; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Utjeha short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (598 446 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Utjeha: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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