Property Abroad

Montenegro

Bar

Ratac

House

House 198 м² in Ratac, Montenegro

774 043 $

3 909 $ /м²

4OgTo

House 198m² in Montenegro, Ratac. Priced at 680000€ rent photo- #1

House 198m² in Montenegro, Ratac. Priced at 680000€ rent photo- #2

House 198m² in Montenegro, Ratac. Priced at 680000€ rent photo- #3

House 198m² in Montenegro, Ratac. Priced at 680000€ rent photo- #4

House 198m² in Montenegro, Ratac. Priced at 680000€ rent photo- #5

House 198m² in Montenegro, Ratac. Priced at 680000€ rent photo- #6

House 198m² in Montenegro, Ratac. Priced at 680000€ rent photo- #7

House 198m² in Montenegro, Ratac. Priced at 680000€ rent photo- #8

House 198m² in Montenegro, Ratac. Priced at 680000€ rent photo- #9

House 198m² in Montenegro, Ratac. Priced at 680000€ rent photo- #10

House 198m² in Montenegro, Ratac. Priced at 680000€ rent photo- #11

House 198m² in Montenegro, Ratac. Priced at 680000€ rent photo- #12

House 198m² in Montenegro, Ratac. Priced at 680000€ rent photo- #13

House 198m² in Montenegro, Ratac. Priced at 680000€ rent photo- #14

Area

198 м²

Bedrooms

Villa with pool

Family villa with swimming pool and sauna on Rataza, Bar

Villa area 198m2+ terraces

The area of land

Structure of the house:

On the first floor hallway with built-in wardrobes, living room combined with kitchen and dining area, bedroom, bathroom, small kitchen, storage room, spacious covered terrace. Inside staircase.

On the second floor there are three bedrooms, two bathrooms, an office, three terraces.

The house is fully furnished, equipped with appliances, air conditioning, warm floors with six regulators, video surveillance with eight points.

Parking for several cars.

Fenced area.

Pool 3.5 x 5 meters.

A separate object with a bath, bathroom and two showers.

On the site a well-kept garden with age-old olives (7 pieces), palm trees, firs, juniper, mandarins, oranges, nuts (walnuts, hazelnuts), apples, cherries, pears, figs and grapes.

City water plus tank, sewerage - septic tank.

Distance to the sea 150 meters.

View of the sea and mountains.

The documents are legalized.

Services and facilities

Pool

Pantry

Air conditioner

Garage/parking

Additional details

Property type

Residential Properties

Floor

Object type

House

Price

774 043 $

Land area

450

Characteristics

Pool

Pantry

Air conditioner

Garage/parking

Distance to key points, m

To sea 150

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Ratac; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Ratac short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (774 043 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Ratac: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).