Flat 60 м² in Sveti Stefan, Montenegro

278 285 $

4 638 $ /м²

4Oe2l

Flat 60m² in Montenegro, Sveti Stefan. Priced at 235000€ rent photo- #1

Flat 60m² in Montenegro, Sveti Stefan. Priced at 235000€ rent photo- #2

Flat 60m² in Montenegro, Sveti Stefan. Priced at 235000€ rent photo- #3

Flat 60m² in Montenegro, Sveti Stefan. Priced at 235000€ rent photo- #4

Flat 60m² in Montenegro, Sveti Stefan. Priced at 235000€ rent photo- #5

Flat 60m² in Montenegro, Sveti Stefan. Priced at 235000€ rent photo- #6

Flat 60m² in Montenegro, Sveti Stefan. Priced at 235000€ rent photo- #7

Flat 60m² in Montenegro, Sveti Stefan. Priced at 235000€ rent photo- #8

Flat 60m² in Montenegro, Sveti Stefan. Priced at 235000€ rent photo- #9

Flat 60m² in Montenegro, Sveti Stefan. Priced at 235000€ rent photo- #10

Flat 60m² in Montenegro, Sveti Stefan. Priced at 235000€ rent photo- #11

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Flat 60m² in Montenegro, Sveti Stefan. Priced at 235000€ rent photo- #14

Flat 60m² in Montenegro, Sveti Stefan. Priced at 235000€ rent photo- #15

Area

60 м²

Bedrooms

Apartment in Budva. The city - Sveti Stefan

A 2-bedroom apartment with a sea view in a picturesque location in Sveti Stefan. The area of the apartment is 60 m2 (56 m2 + 4 m2 balcony). The apartment consists of a hallway, a living room combined with a kitchen, two bedrooms, a bathroom, and a terrace. It offers a wonderful view of the sea. The beach is a 10-minute walk away, with steps leading from the house to the beach. There is a parking space. The apartment is fully furnished and equipped with appliances. All necessary infrastructure is within walking distance. This is an excellent investment opportunity for renting out the apartment as well as for permanent living.

Additional details

Property type

Residential Properties

Number of rooms

Object type

Flat

Price

278 285 $

Characteristics

Sea View

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Sveti Stefan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Sveti Stefan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (278 285 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Sveti Stefan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).