Flat 90 м² in Kotor, Montenegro

392 840 $

4 364 $ /м²

4OVZX

Flat 90m² in Montenegro, Kotor. Priced at 350000€ rent photo- #1

Flat 90m² in Montenegro, Kotor. Priced at 350000€ rent photo- #2

Flat 90m² in Montenegro, Kotor. Priced at 350000€ rent photo- #3

Flat 90m² in Montenegro, Kotor. Priced at 350000€ rent photo- #4

Flat 90m² in Montenegro, Kotor. Priced at 350000€ rent photo- #5

Flat 90m² in Montenegro, Kotor. Priced at 350000€ rent photo- #6

Area

90 м²

Bedrooms

Bathrooms

Luxury apartments for sale in Kotor, Montenegro

The apartment is located in a superb location - on the first line from the sea in Kotor. The apartment has an open plan living room with sea view, kitchen and dining room, 3 bedrooms, bathroom and terrace. The terrace faces the sea and the bay. There is a public parking lot in front of the building. The supermarket is right in front of the building. All rooms have air conditioning. The kitchen and bathroom are fully equipped. The apartment has been recently renovated. ‍

Additional details

Property type

Residential Properties

Object type

Flat

Price

392 840 $

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (392 840 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).