Area
85 м2
Services and facilities
Pool
Garage/parking
Balcony or terrace
Lift
Additional details
Property type
Residential Properties
Object type
Flat
Price
647 156 $
Condition
Furnished
Characteristics
Pool
Garage/parking
Balcony or terrace
Lift
Sea View
FAQ
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Rafailovici; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Rafailovici short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (647 156 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Rafailovici: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
Related sections
Contact person
Buy flat in Petrovac 176 497 $
2
1
56
Apartment with two bedrooms in Petrovac with sea view - 56 m2, 2 floor Apartment for sale in Petrovac near...
Buy flat in Rafailovici 345 934 $
2
1
68
Apartment with sea view in Rafailovichi - 2 line, 68 m2 We offer for sale an apartment in Rafailovichi with...
Our managers will help you choose a property
Liliya
International Real Estate Consultant