Flat 40 м² in Tivat, Montenegro

146 223 $

3 655 $ /м²

4OdEh

Flat 40m² in Montenegro, Tivat. Priced at 123391€ rent photo- #1

Flat 40m² in Montenegro, Tivat. Priced at 123391€ rent photo- #2

Flat 40m² in Montenegro, Tivat. Priced at 123391€ rent photo- #3

Flat 40m² in Montenegro, Tivat. Priced at 123391€ rent photo- #4

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Area

40 м²

Bedrooms

Bathrooms

Apartment in Tivat. City - Tivat

We are pleased to present to you one of the best projects in Tivat in recent years — a beautiful, cozy complex in a developed area, just a 7-minute walk to the sea. The complex will consist of 6 buildings with commercial spaces on the ground floors and apartments with 1 and 2 bedrooms on the upper floors. The location of the complex is excellent — just a few minutes away, there is a supermarket, cafes, restaurants, and a long promenade that is perfect for a stroll to the city center and Porto Montenegro. Schools are also within walking distance. It’s an ideal location for both permanent living and rental opportunities. Due to its location and concept, the property in this project will appreciate in value, so by investing now, at the construction stage, you are making a great investment whose value will grow. The complex is scheduled for completion in December 2024.

Additional details

Property type

Residential Properties

Object type

Flat

Price

146 223 $

Land area

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Tivat; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Tivat short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (146 223 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Tivat: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).