Flat 80 м² in Tivat, Montenegro

169 623 $

2 120 $ /м²

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Area

80 м²

Bedrooms

Bathrooms

Apartment in Tivat. City - Tivat

Spacious 2-bedroom apartment with good view of the city and greenery in one of the developed areas of Tivat - Mrcevac. In walking distance there is all necessary infrastructure - bakery, fruit market, cafes, supermarket. You can walk to the beach in 7-10 minutes; to the city center in 35-30 minutes, or a couple of minutes by car.The apartment is located in a private, small apartment house on the 2nd floor. The apartment consists of 2 bedrooms, kitchen with dining area, living room, bathroom and 2 terraces. The apartment is dry and warm.Ideal for permanent residence.Location: TivatApartment area: 80 m2No. of bedrooms: 2No. of bathrooms: 1

Additional details

Property type

Residential Properties

Object type

Flat

Price

169 623 $

Land area

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Tivat; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Tivat short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (169 623 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Tivat: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).