Flat 96 м² in Kamenari, Montenegro

190 978 $

1 989 $ /м²

4Ogws

Flat 96m² in Montenegro, Kamenari. Priced at 170000€ rent photo- #1

Flat 96m² in Montenegro, Kamenari. Priced at 170000€ rent photo- #2

Flat 96m² in Montenegro, Kamenari. Priced at 170000€ rent photo- #3

Flat 96m² in Montenegro, Kamenari. Priced at 170000€ rent photo- #4

Flat 96m² in Montenegro, Kamenari. Priced at 170000€ rent photo- #5

Flat 96m² in Montenegro, Kamenari. Priced at 170000€ rent photo- #6

Flat 96m² in Montenegro, Kamenari. Priced at 170000€ rent photo- #7

Flat 96m² in Montenegro, Kamenari. Priced at 170000€ rent photo- #8

Flat 96m² in Montenegro, Kamenari. Priced at 170000€ rent photo- #9

Flat 96m² in Montenegro, Kamenari. Priced at 170000€ rent photo- #10

Flat 96m² in Montenegro, Kamenari. Priced at 170000€ rent photo- #11

Flat 96m² in Montenegro, Kamenari. Priced at 170000€ rent photo- #12

Area

96 м²

Bedrooms

Bathrooms

Spacious apartment overlooking the bay

Spacious apartment overlooking the bay in Kamenari, Herceg Novi

Modern apartment of 96 m2, with stunning panoramic views of the bay, located in a quiet and picturesque village of Kamenari. To the nearest beaches - only 5 minutes walk.

Advantages of the object:

Space: 96 m2
Planning: two cozy bedrooms, a bright living room, combined with a kitchen in an open space
Bathrooms: one full bathroom and additional technical room, which can be converted into a second bathroom
View terraces: two spacious terraces with breathtaking views of the bay
Furniture and appliances: the apartment is fully equipped with modern furniture and all necessary household appliances
Heating: fireplace installed on firewood in the living room; additionally equipped with central heating

Parking: has its own parking space

Services and facilities

Furniture

Heating system

Additional details

Property type

Residential Properties

Object type

Flat

Price

190 978 $

Characteristics

Furniture

Heating system

Distance to key points, m

To sea 150

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kamenari; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kamenari short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (190 978 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kamenari: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).