Property Abroad

Montenegro

Kotor

Risan

Flat

Flat 90 м² in Risan, Montenegro

229 120 $

2 545 $ /м²

4Oi8b

Flat 90m² in Montenegro, Risan. Priced at 200000€ rent photo- #1

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Area

90 м²

Bedrooms

Bathrooms

Buy a double apartment in Risan, Kotor - object 8342 in Montenegro

A cozy apartment in the picturesque city of Risan is a great opportunity to buy an apartment in Montenegro, for a comfortable life by the sea or a profitable investment.
The facility is located in a calm and green area with a beautiful atmosphere of the Bay of Kotor, where silence, nature and developed infrastructure are combined.

Spacious apartments of 90 m2 include a bright living room, kitchen, two bedrooms, bathroom and 3 terraces with stunning views of the sea and mountains.

It is located on the 1st floor.

Distance to the sea 50 m.

A residential complex of a closed type with a swimming pool provides a high level of comfort, security and privacy, which is especially important for recreation or renting out.

The property is ideal for both personal residence and investment with high profitability in the tourist region of Montenegro.

Services and facilities

Pool

Additional details

Property type

Residential Properties

Object type

Flat

Price

229 120 $

Characteristics

Pool

Distance to key points, m

To sea 50

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Risan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Risan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (229 120 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Risan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).