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Kotor
Risan
Flat

Flat 54 м² in Risan, Montenegro

186 091 $

3 446 $ /м²

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Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-1 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-2 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-3 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-4 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-5 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-6 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-7 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-8 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-9 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-10 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-11 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-12 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-13 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-14 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-15 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-16 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-17 Flat 54m² in Montenegro, Risan. Priced at 162810€ rent photo-18

Area

54 м2

Bedrooms

1

Apartment in Kotor. City - Risan

Square: 54.27 m2
Floor: 1
Balcony: Yes
View: Direct sea view
Price: 162,810 €
Price per m2: 3,000 €Park::<3000 €ParkParkPark>>Park><

Description of the apartment
Modern one-bedroom apartment and balcony with sea views. The layout is thought out to the smallest detail: a bright living room with a kitchen area, a separate bedroom and a bathroom. Ideal for both personal accommodation and rent.


Territory and infrastructure
Residential complex of closed type with well-thought-out infrastructure for life and recreation:




  • Outdoor pool with lounge area




  • Spa area with sauna




  • Summer kitchen and barbecue area




  • Green Lounge Area in the Courtyard




  • Children's playground




  • Modern elevators and lounges




  • Surveillance and security system




  • Possibility to purchase parking space




Investment potential
Expected income from short-term leases is up to 15,500 euros per year, the projected yield is about 9.5% per annum. The property is suitable for both personal residence and investment.


Additional benefits:




  • Exemption from 3% transfer tax




  • Flexible payment terms




  • Possibility of obtaining a residence permit based on the purchase of real estate



Additional details

Property type

Residential Properties

Number of rooms

1

Floor

1

Object type

Flat

Price

186 091 $

Characteristics

Sea View

Infrastructure

Open pool

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Risan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Risan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (186 091 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Risan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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