Apartments in the 5* hotel near Sveti Stefan
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Sveti-Stefan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Sveti-Stefan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (627 983 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Sveti-Stefan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
644 804 $
Sveti-Stefan, Montenegro
The apartment is located in the prestigious area of the Budva Riviera - Sveti Stefan, 200 meters from the sea Area 146 m2, third floor Layout - spacious living room combi...
Sea View view 627 983 $
Budva, Montenegro
Three bedroom apartment with direct sea view. Area 84 sq.m
Sea View view 628 768 $
Rafailovici, Montenegro
Apartment in a new complex with a swimming pool, located on the first line from the sea, on the 11th floor, with a total area of 110 m2. Structure: living room combined w...
628 768 $
Becici, Montenegro
633 590 $
Budva, Montenegro
Spacious apartment with 2 bedrooms of 125 m2 is located on the second floor of a residential complex in a quiet area of Komoshevina, just a few minutes from the center of...
633 590 $
Budva, Montenegro
A new residential complex with a swimming pool and a closed area in the Komosevina area, above the Old Town of Budva. Excellent sea view, proximity to the center and deve...
