Flat 146 м² in Sveti-Stefan, Montenegro

656 534 $

4 496 $ /м²

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Flat 146m² in Montenegro, Sveti-Stefan. Priced at 575000€ rent photo- #1

Flat 146m² in Montenegro, Sveti-Stefan. Priced at 575000€ rent photo- #2

Flat 146m² in Montenegro, Sveti-Stefan. Priced at 575000€ rent photo- #3

Flat 146m² in Montenegro, Sveti-Stefan. Priced at 575000€ rent photo- #4

Flat 146m² in Montenegro, Sveti-Stefan. Priced at 575000€ rent photo- #5

Flat 146m² in Montenegro, Sveti-Stefan. Priced at 575000€ rent photo- #6

Flat 146m² in Montenegro, Sveti-Stefan. Priced at 575000€ rent photo- #7

Flat 146m² in Montenegro, Sveti-Stefan. Priced at 575000€ rent photo- #8

Flat 146m² in Montenegro, Sveti-Stefan. Priced at 575000€ rent photo- #9

Area

146 м²

Bedrooms

Bathrooms

Apartment with 3 bedrooms

The apartment is located in the prestigious area of the Budva Riviera - Sveti Stefan, 200 meters from the sea

Area 146 m2, third floor

Layout - spacious living room combined with kitchen and dining room, 3 bedrooms, 2 bathrooms

Terraces with sea views

The apartment is fully furnished and equipped with appliances

Additional details

Property type

Residential Properties

Object type

Flat

Price

656 534 $

Distance to key points, m

To sea 200

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Sveti-Stefan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Sveti-Stefan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (656 534 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Sveti-Stefan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).