Flat 52 м² in Sutomore, Montenegro

160 996 $

3 096 $ /м²

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Area

52 м²

Bedrooms

Apartment in Bar. The city is Sutomore.

There are only 4 apartments left for sale in a new building with an elevator in Sutomore, each with an area of 52m2. The layout includes: a hallway, a living room combined with a kitchen, a bedroom, a bathroom, and a terrace. The sea is 300 meters away along a flat road. The school is 50 meters away. The grocery store is 150 meters away. These apartments are suitable for permanent residence and rental. A garage space in the underground parking is available for 15,000 euros. The apartments are FROM THE DEVELOPER, and there is no 3% property purchase tax in Montenegro!

Additional details

Property type

Residential Properties

Number of rooms

Object type

Flat

Price

160 996 $

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Sutomore; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Sutomore short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (160 996 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Sutomore: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).