Flat 45 м² in Budva, Montenegro

136 590 $

3 035 $ /м²

4Ofg3

Flat 45m² in Montenegro, Budva. Priced at 119900€ rent photo- #1

Flat 45m² in Montenegro, Budva. Priced at 119900€ rent photo- #2

Flat 45m² in Montenegro, Budva. Priced at 119900€ rent photo- #3

Flat 45m² in Montenegro, Budva. Priced at 119900€ rent photo- #4

Flat 45m² in Montenegro, Budva. Priced at 119900€ rent photo- #5

Area

45 м²

Bedrooms

Apartment in Budva. City - Budva

Sale. Budva. 1 bedroom apartment in a newly built building near HDL and Kuzhina cafe. 119,990€. Area 45 m2. Consists of a living room with kitchen, bedroom, bathroom, and balcony. The apartment is very bright, yet the balcony is always in the shade. With fine finishing, air conditioning, interior doors, ceramic and parquet flooring. Excellent location in Budva, Lazi district, above the HDL hypermarket, next to the New School.

Additional details

Property type

Residential Properties

Number of rooms

Object type

Flat

Price

136 590 $

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Budva; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Budva short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (136 590 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Budva: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).