Villa in Budva. The city - Sveti Stefan
Luxurious modern villa located in an elite village overlooking Sveti Stefan and Budva.
The villa consists of 3 floors, the total area of the villa is 400 m2, the land area is 711 m2.
The site has a swimming pool, a garage for three cars, a bar, several recreation areas, and a gym.
Villa structure:
On the middle level there is an entrance to the villa with an entrance hall, a spacious living room combined with a kitchen and dining area, and an internal staircase.
On the upper level there is a spacious bedroom, a bathroom with a sauna.
On the lower level there are two bedrooms, each with its own bathroom, a wine room, a laundry room, a bathroom, and access to the garage.
On the territory there are showers, a bar, a room for a gym or a billiard room.
Each floor offers stunning sea views.
High-quality and exclusive materials were used in construction and decoration. Designer furniture, Italian and S
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Sveti Stefan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Sveti Stefan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (2 238 598 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Sveti Stefan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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