Villa 250 м² in Kotor, Montenegro

1 085 849 $

4 343 $ /м²

4OWRt

Villa 250m² in Montenegro, Kotor. Priced at 950000€ rent photo- #1

Villa 250m² in Montenegro, Kotor. Priced at 950000€ rent photo- #2

Villa 250m² in Montenegro, Kotor. Priced at 950000€ rent photo- #3

Villa 250m² in Montenegro, Kotor. Priced at 950000€ rent photo- #4

Villa 250m² in Montenegro, Kotor. Priced at 950000€ rent photo- #5

Villa 250m² in Montenegro, Kotor. Priced at 950000€ rent photo- #6

Area

250 м²

Bedrooms

Bathrooms

Luxury 3 bedroom villa in Kotor, Montenegro

Situated in a quiet and secluded location, this modern villa occupies three levels: Ground floor: garage, two spacious bedrooms, bathroom and guest toilet. First floor: open living room, kitchen, bedroom, bathroom, guest toilet and terrace with beautiful sea views. Second floor: roof terrace with panoramic sea views. In addition to the garage there are two covered parking spaces. According to town planning and technical conditions, it is possible to add another floor. Tivat airport is about 10 minutes away.

Additional details

Property type

Elite

Object type

Villa

Price

1 085 849 $

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (1 085 849 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).