Luxury 2 bedroom villa in Kumbor, Montenegro
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kumbor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Kumbor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (664 860 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Kumbor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
Sea View view 831 075 $
Kumbor, Montenegro
Modern new villa with a pool in Kumbor, Herceg Novi. The contemporary villa is located in Kumbor, just 350 meters from the sea. The villa has an area of 267 m2 on a plot...
687 022 $
Podi, Montenegro
Nestled in the picturesque hills above the Adriatic Sea, 'Olive Village' is a harmonious enclave of modern living, offering eight exquisite three-bedroom villas for sale...
Sea View view 698 103 $
Herceg Novi, Montenegro
Unfinished villa in Herceg Novi, 450 meters from the sea
698 103 $
Bijela, Montenegro
Aparthotel with swimming pool and panoramic views in Bijela (Herceg Nov Riviera).On the 1st floor (prizemlje) there is a tavern, technical room and bathroom.On the 2nd fl...
609 455 $
Herceg Novi, Montenegro
Charming villa with swimming pool surrounded by forest in a quiet area of Herceg Novi (Podi); distance to the sea - 2km.The villa consists of 3 floors:1 floor: boiler roo...
587 293 $
Herceg Novi, Montenegro
Area: 396m2, with terraces; Land area: 1200m2; Bedrooms: 6; Bathrooms: 3; Parking spaces: 5; Year built: 2008;
