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Villa 120 м² in Umag, Croatia

ID 4OdtF
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Area
120 m²
Bedrooms
3
Bathrooms
3

Description

Villa in Istria. City - Umag

Modern villa with a sea view in the Umag area, just 1 km from the sea!

Umag is the westernmost town in the Republic of Croatia, located near Savudrija, just 10 km from the Slovenian border.
The town is surrounded by beautiful nature and is said to have the cleanest sea for swimming in Istria. Nearby is the Dragonja River, as well as the international airport in Sečovlje.

A modern villa with a pool, overlooking a large olive grove and the sea, is for sale.
The total area is 120 sq.m. The land plot is 360 sq.m.

Surrounded by forests and fields, it guarantees tranquility, and for outdoor enthusiasts, there are opportunities for cycling and hiking.

On the first floor, there is one bathroom and a large open-plan living room with a designer kitchen, which leads to a sunny terrace and the pool.
By the pool, you can use the summer kitchen with a barbecue.

Additionally, there is a room that serves as a laundry room.

The staircase leads to the second floor, where there are three bedrooms and two bathrooms.
From the balconies of two of the three bedrooms, there is a beautiful view of the sea.
All rooms are equipped with air conditioning and heating.
The villa has underfloor heating powered by a heat pump and can be rented out in winter.
There is also a charging station for electric cars and bicycles.
Ref: RE-U-28379

When purchasing property in Croatia, the buyer incurs additional costs of about 7% of the purchase price: property transfer tax (3% of the property value), agency commission (3% + VAT), attorney's fee (approx. 1%), notary fees, court fees, and payment for the services of a certified translator. Signing the Agency Agreement (for a 3% commission + VAT) precedes the showing of properties.

Characteristics

Property type
Residential Properties
Object type
Villa
Price
848 428 $
Land area
360 m²

Services and facilities

  • Pool
  • Air conditioner
  • Heating system

FAQ

How can I get a residence permit by buying property in Croatia?

In Croatia a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Umag; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Is a mortgage available for non-residents in Croatia?

Banks in Croatia finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

What taxes and fees apply when buying in Croatia?

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

How is the title checked in Croatia?

A title search at the land registry of Croatia takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Can I rent out property after purchase in Croatia?

Yes. Rental income tax is 5–25% depending on the regime. In Umag short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Is a property inspection recommended before purchase?

Yes. An inspection costs about 0.5–1% of the price (848 428 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

How long does the purchase process take in Croatia?

A typical transaction runs 30–90 days, averaging 45 in Umag: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

Related sections

Villa with 3 bedrooms in Umag, Croatia