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House 76 м² in Kumbor, Montenegro

417 142 $

5 488 $ /м²

4Ohkm
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Area

76 м2

Bathrooms

1

Charming Stone House with Sea View & Renovation Potential - Kumbor

Located in the peaceful hillside of Kumbor, above the Portonovi residential area and yacht marina, this charming stone house offers breathtaking panoramic views of the Adriatic Sea and a unique opportunity to create a personalized coastal home.

Set on a spacious 538 m2 plot, the property includes a traditional stone main house and a fully renovated studio apartment, combining authentic character with immediate usability.

Property Overview:

 Main house (76 m2): exterior renovated, interior ready for full customization

 Studio apartment (approx. 20 m2): fully renovated and furnished, ready to use or rent

 Spacious terrace ideal for outdoor dining and gatherings

 Parking space for up to three vehicles

This layout allows future owners to live on-site while renovating or to generate rental income from the studio.

The property is surrounded by a beautiful Mediterranean garden with fruit trees, creating a peaceful and authentic coastal atmosphere. There is a landscaped yard with greenery and natural shade, a traditional stone well that adds charm and historical character, and a terrace with stunning sea views, perfect for relaxing and entertaining with family and friends.

Kumbor is a quiet and increasingly attractive area, located just above the luxury Portonovi resort, offering a perfect balance of privacy and proximity to world-class amenities.

 Portonovi Marina & Resort: just a few minutes away

 Sea and beaches: approx. 500 meters

 Herceg Novi Old Town: short drive

 Tivat Airport: approx. 20 minutes

 Dubrovnik Airport: approx. 35 minutes

With its panoramic sea view, generous plot, and renovation potential, this property represents a rare opportunity to create a bespoke stone villa, develop a charming holiday home, and generate rental income from multiple units.

Combining authentic Mediterranean charm, stunning views, and strong development potential, this stone house is ideal for those seeking a unique project in one of Montenegro's most promising coastal locations.

Contact us for more information or to arrange a viewing.

Property features
* Air-conditioning
* Close to Tivat airport
* Excellent location
* Mountain view
* Parking
* Sea View
* Tourism

Services and facilities

Air conditioner

Additional details

Property type

Residential Properties

Object type

House

Price

417 142 $

Characteristics

Air conditioner

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kumbor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Kumbor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (417 142 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Kumbor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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