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Villa 360 м² in Terney, Italy

ID 4OiL3
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Area
360 m²
Bedrooms
3
Bathrooms
3

Description

Villa . City - Terney

Panorama and quality of life define Villa Lo Scoglio, an independent residence set in a hillside position approximately 2 km from the historic center of Narni, in Umbria. Located within a prestigious residential setting, the property enjoys open views over the rolling hills and a healthy outdoor environment, with services and leisure facilities reachable within minutes. Connections are convenient thanks to the proximity to major road networks and the railway station. The villa, built in 1994 and consistently maintained over time, is arranged over two levels with a gross saleable area of approximately 360 sqm. Access is via an asphalt road; the entrance is independent and leads to a private outdoor area of modest size, well proportioned to the surface of the residence. The garage and parking spaces ensure functionality and comfortable accommodation for guests. On the ground floor, you are welcomed by a spacious living room with herringbone parquet flooring, the central space of the home, illuminated by openings overlooking the greenery and the hillside profile. The kitchen, separate and fully habitable, features custom cabinetry and well distributed workspaces. On the same level there is a guest bathroom and ancillary rooms connected to the garage, with an internal staircase leading to the upper floor. The staircase, linear and well integrated into the architecture, leads to the sleeping area comprising three bedrooms and two additional bathrooms. The spaces are well organized and offer privacy and comfort. A 50 sqm terrace equipped with a built in masonry kitchen is ideal for outdoor moments while enjoying views over the Umbrian hills. The interior and exterior finishes express care and stylistic coherence. The systems reflect the period of construction; constant maintenance ensures full functionality. Villa Lo Scoglio represents a prestigious solution in Narni, in a panoramic and private position, a short distance from medieval villages and art cities such as Terni, Orvieto and Perugia, as well as Lake Piediluco. A residence designed for those who wish to experience Umbria with comfort, privacy and excellent connections.

Characteristics

Property type
Elite
Object type
Villa
Price
606 421 $
Year of construction
1994

FAQ

How can I get a residence permit by buying property in Italy?

In Italy a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Terney; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Is a mortgage available for non-residents in Italy?

Banks in Italy finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

What taxes and fees apply when buying in Italy?

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

How is the title checked in Italy?

A title search at the land registry of Italy takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Can I rent out property after purchase in Italy?

Yes. Rental income tax is 5–25% depending on the regime. In Terney short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Is a property inspection recommended before purchase?

Yes. An inspection costs about 0.5–1% of the price (606 421 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

How long does the purchase process take in Italy?

A typical transaction runs 30–90 days, averaging 45 in Terney: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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