Real Estate in France

Yes, foreigners can freely purchase real estate in France. There are no restrictions — property can be registered under an individual or a legal entity. You’ll need a passport, a French tax number, and a bank account for the transaction.

The process usually takes 6–10 weeks. After selecting a property, a preliminary contract is signed, documents are verified, and then the transaction is finalized by a notary.

An offre d’achat is a formal purchase offer that the buyer submits to the seller. It specifies the price and terms of the deal. If the seller accepts the offer, both parties proceed to sign a preliminary contract (compromis de vente). This is an important legal step confirming the buyer’s serious intent.

Yes, property owners pay taxe foncière and taxe d’habitation. On average, they amount to 0.5–1% of the cadastral property value per year.

Rental income is taxed at a rate of 20–30%, depending on the type of rental and the taxpayer’s residency status.

Buying property does not automatically grant a residence permit, but it allows you to apply for a long-term visa if you reside, study, or run a business in France. After 5–10 years of residence, you may apply for citizenship.

You can pay by bank transfer in euros from your own account or through a mortgage. French banks offer loans to foreigners with a down payment of 20–40% and proof of income.

Yes, mortgages in France are available to non-residents. The average interest rate starts from 3.5%, with loan terms of up to 25 years. The bank requires proof of financial stability and a French bank account.

Yes, France allows dual citizenship. A buyer who obtains a French passport may retain their original citizenship if permitted by the laws of their home country.

You can rent housing in France through agencies or online platforms. The landlord will request a dossier de location (rental file) — including a passport, proof of income, tax declaration, and references. In Paris and major cities, personal interviews with potential tenants are common. Average rental prices: from €900–1,200 for apartments in regional cities and from €1,800 in Paris.