Real Estate in Bali

🇮🇩 Why Bali Real Estate Is One of the Most Promising Choices for Seaside Living, Investment, and Relocation

Bali is not just a resort—it’s an independent investment region with steady housing demand and mature infrastructure. The island is part of Indonesia, located between Java and Lombok, and washed by the warm waters of the Indian Ocean. Area — about 5,800 km², population — 4.5 million, capital — Denpasar. The climate is tropical, with year-round temperatures of +27…+32°C; the rainy season runs November–March, the dry season April–October.
The dominant religion is Balinese Hinduism, shaping a culture of respect and calm. According to Badan Pusat Statistik, real estate and construction account for >6.5% of regional GRP, and tourism brings in more than half of the island’s revenue. In 2024, Bali welcomed over 7 million tourists, many of whom chose to stay long-term. The property market has grown steadily: over the last five years prices have increased 35–50%, and villa rental yields reach 8–12% per year. Bali is chosen not only for holidays but also as a platform for investment, business, digital work, and life by the sea.

🌴 Where to Buy Property in Bali and How Areas Differ

Each area has its own character, pace, and investment potential.

• Canggu — hub for digital nomads and startup founders; rentals yield up to 14% p.a.; ideal for developer apartments and villas.
• Seminyak — tourist zone with high liquidity, robust infrastructure, and premium villas.
• Uluwatu / Bingin / Balangan — cliff and ocean-view districts where Bali’s luxury segment is forming, including branded villas and boutique residences.
• Ubud — cultural and green heart of the island, suited for long-term rentals and wellness/spiritual lifestyles.
• Sanur / Nusa Dua — family-friendly locations with calm seas, schools, and European-level services.

Thanks to the expansion of Ngurah Rai Airport (DPS) and new roads, you can now reach most points on the island in 40–60 minutes. Prices vary: budget properties from $120,000, while premium beachfront villas range $300,000–$1M.

🌞 Advantages of Relocating to Bali

Climate & Environment
Temperatures stay +27–32°C year-round; the ocean is warm, and the air is clean. The dry season (April–October) is ideal for living and leisure. The island is eco-friendly, with no large industrial zones.

Culture & People
Balinese are renowned for kindness and respect toward foreigners. A sense of safety and harmony is felt everywhere—from markets to temples. English is widely spoken; infrastructure is developed; the atmosphere is welcoming.

Business & Work Opportunities
Bali has become a center for digital migration and entrepreneurship. Thousands of freelancers and investors purchase Bali property from developers as a first step toward their own ventures—aparthotels, rental villas, yoga spaces, restaurants. Legal structures via PT PMA let foreigners lawfully own assets and earn income.

Cost of Living & Finance
Living costs are 2–3× lower than in Europe or the UAE, while service quality is high. Rental income can cover all expenses. Indonesia does not tax foreign-sourced income, which benefits freelancers and investors.
Relocating to Bali is not an escape but a conscious decision to live simpler—yet richer in experiences and opportunity.

🏗️ Trusted Developers and Projects in Bali

We work with vetted local developers who build to international standards and use clear legal structures.

Our partners:
Alex Villas — villa projects in Canggu, Seminyak, Uluwatu; focus on management and service.
Avalon Development — modern turnkey villas.
LOYO Development — boutique projects and condominiums in Canggu and Ubud.
BIG BALI GROUP — comprehensive developments with guaranteed yield options.
BREIG — premium coastal assets.
CUBE DEVELOPMENT — modern smart-villas and apartments.
Lyvin Properties — seaside projects in Seminyak and Nusa Dua.
MAGNUM ESTATE — large, managed investment complexes.
Nexa — new Canggu/Pererenan projects with investment guarantees.

Project types: 1–4BR villas, boutique compounds, managed apartments, investment blocks for short-term rentals, and condominiums with guaranteed yields.
Most developers offer 12–24 month installments; some extend 1–2 years post-handover, keeping entry accessible even without bank financing. We source both budget Bali property and prime beachfront villas, tailored to income, relocation, or capital diversification goals.

⚖️ Legal Requirements for Foreigners

Foreigners cannot own land freehold directly but can invest through lawful ownership forms. The most secure route is incorporating a PT PMA (Penanaman Modal Asing), granting 100% foreign ownership of the company’s assets and legal protection for investments.

Main options:

• Hak Pakai (Right of Use) — lease up to 25 years, extendable to 80 years.
• HGB — Hak Guna Bangunan (Right to Build) — up to 30 years, extendable.
• PT PMA — a foreign-owned company through which you can purchase and rent out assets.

We and our partners help select a safe structure, register a PT PMA, or arrange a Hak Pakai contract with legal safeguards.

💰 How to Buy Property in Bali

Foreigners can buy from developers or on the secondary market. Common routes:

• Interest-free installments (typically 20–30% down, then staged payments)
• Ready-property purchase via notary
• PT PMA purchase — for long-term ownership and rentals
• Remote closing via power of attorney

We help choose the buying scheme, verify documents, and close safely—even if you are abroad.

📈 Yields and Taxes in Bali

Average villa/apartment yields are 8–12% p.a.; premium projects up to 15%. Recent annual price growth 10–18%.
Taxes remain moderate:

• On sale — 2.5%;
• Land tax (PBB) — minimal;
• Foreign-sourced income — not taxed.

This balance makes Bali attractive for investors seeking passive income and capital growth.

🎯 Why People Buy Bali Real Estate — Key Goals & Strategies

1. Rental-income investment
   Buying a villa/apartment for 8–12% p.a. with professional management for a fully passive model.
2. Capital growth & early-stage entry
   Buying at foundation stage at 20–30% below post-completion prices; appreciation up to 40% by delivery—suited for shorter strategies or flipping.
3. Relocation & life by the sea
   Many buyers pursue Investor KITAS or Second Home Visa—a pathway to a new life by the ocean with European-level healthcare and internet.
4. Capital diversification
   Bali allows geographic and currency diversification; establishing a PT PMA ensures fully legal, protected ownership.
5. Lifestyle & prestige
   Boutique villas and luxury coastal assets combine income with an elevated lifestyle and strong appreciation potential.

⚖️ Risks — and How We Mitigate Them

Bali is a young market with specific features. Key risks: land title cleanliness, build quality, and land-lease terms. We work only with vetted partners/developers holding IMB/PBG permits and registered Hak Pakai or HGB rights.

For every deal we verify:

• - Land status and lease term;
• - Developer licenses;
• - Extension terms;
• - Transparent financial flows.

This reduces risks and keeps the process safe even for remote buyers.

🤝 How We Work — Expertly and Safely

We go beyond showings. Our mission is strategy: match country, goal, term, risk level, and tax model. With our Bali partners we:

• - Define goals—income, residency, or a home by the sea;
• - Curate projects with ROI, timelines, and ownership formats;
• - Run legal due diligence and contract registration;
• - Enable remote closing;
• - Connect property management for rentals;
• - Support post-purchase: reporting, visa renewals, tax matters.

Our services are free for the buyer—the developer or partner pays our fee. You get expert support, vetted contractors, and a clear path to secure Bali ownership.